swell Rewards
You're in from day one.
The moment you join swell, you're enrolled, no opt-in, no tier to buy. Every on-time month and every referral simply moves you further up.
The journey
Four tiers. One direction, up.
You're enrolled the day you join, nothing to opt into, nothing to buy. Every on-time month, referral, and added service lifts you higher, and every tier makes your points worth more.
Bundle Boost
More swell, more multiplier.
Bundle Boost stacks on top of your tier multiplier, the more swell products on your bill, the faster every point lands. Tiers themselves stay earned: Flow to Peak is lifetime points only, no shortcuts.
Mobile-only? You still earn on select items like autopay and bank-payment every month.
Ways to earn back
The longer you stay, the more it pays.
Bill credit at launch. Each tier unlocks richer ways to earn back.
How to climb




